About this Video

• Video Title: American Express Platinum Card vs. Revolut Ultra
• Channel: True Miles Podcast
• Speakers: Kai, Wolfram
• Duration: 00:24:15

Introduction

This True Miles Podcast episode compares the American Express Platinum Card and the Revolut Ultra card, highlighting their advantages and disadvantages for potential users. The focus is on reward points accumulation, transfer partners, specific benefits, and which card is best suited for different user needs.

Key Takeaways

• Revolut Ultra is a full bank account, offering features like international money transfers and currency exchange, unlike the Amex Platinum, which is solely a credit card. However, Revolut Ultra is a debit card, requiring upfront funds, which can be a limitation (e.g., car rentals).
• Amex Platinum offers a higher rewards points rate (1.5 points/€ with the Turbo option) compared to Revolut Ultra's variable rate. Amex also offers various bonus opportunities (welcome bonuses, referrals, offers with point credits), while Revolut's options are currently less attractive. Revolut's "Points Pocket" savings account offers interest in RevPoints, but requires a substantial sum (€100,000) to reach maximum points.
• Amex Platinum has more attractive transfer partners for frequent flyer programs. While Revolut offers some, Amex provides a wider selection and more valuable options.
• Amex Platinum offers various credit options (travel, dining, etc.) that directly reduce the annual fee, while Revolut Ultra lacks such features.
• The choice between cards depends on individual needs. Frequent travelers might find Amex Platinum's travel benefits superior, while those seeking a complete banking solution and less emphasis on points accumulation may prefer Revolut.