Please provide me with the text or phrase you'd like me to explain. I need the context to understand what you mean by "what does it mean".
This video explains how the speaker obtained four SBI cashback credit cards without providing income proof. The speaker details the application process, highlighting key steps and strategies for approval, emphasizing the use of an IDFC savings account to improve chances of acceptance.
According to the video transcript, the three steps in the SBI cashback credit card application process are:
Personal Details: Providing name, mobile number, and area pin code. The speaker notes that using a pin code from a larger city might help if your own pin code isn't accepted.
Professional Details: Entering professional information. If employed, choose your salary; if self-employed, choose that option and declare an income of ₹6 lakhs or more. Provide a business name or title if self-employed.
KYC (Know Your Customer) Details: This involves either completing a video KYC or, if not mandatory, performing a ₹1 credit and a ₹1 debit transaction. After this, you may need to upload documents like ITR or a six-month bank statement; however, in the speaker's example, this wasn't always required.
I cannot directly search YouTube or access external websites. The video transcript states that when applying for the SBI cashback credit card as a self-employed individual, you should select "self-employed" and declare an annual income of ₹6 lakhs or more. You should also provide your business name (if applicable) or a relevant title describing your work. The video suggests using a title such as "business owner" and mentioning a business type (e.g., "store"). Remember, this is based solely on information presented in the transcript. I recommend referring to the video itself and SBI's official website for the most accurate and up-to-date application instructions.
