If I Started Investing In 2025, This Is What I Would Do
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Ask me anything about this video:
1
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The video explains that with a Taxable Brokerage Account (TBA), you can contribute and withdraw as much money as you want, unlike a Roth IRA which has contribution limits. However, a TBA is taxed, while a Roth IRA offers tax advantages with tax-free and penalty-free withdrawals at age 59 1/2.
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The speaker explains that your money grows through investing in two main ways: (1) by owning a piece of a company (like Nvidia) that increases in value as the company profits, and (2) through compound interest, where your initial investment earns money, and that money earns even more money over time.
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The speaker's three recommendations for picking ETFs are:
- Choose an ETF that tracks a specific index you want to invest in (e.g., S&P 500).
- Select an ETF within your price range.
- Pick an ETF with a low expense ratio (ideally below 0.5%).
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The speaker mentions several index funds or ETFs: SPLG (tracks the S&P 500), QQQ (tracks the NASDAQ 100), VO, SPY, and IBV (all track the S&P 500 but from different companies), and SCHD.