About this Video

• Video Title: I'm 36, if you're in your 20s and 30s, watch this
• Channel: Rose Han
• Speakers: Rose Han
• Duration: 00:21:27

Introduction

This video provides 36 pieces of advice from Rose Han, a 36-year-old, to those in their 20s and 30s who feel stuck or behind. The advice covers various aspects of life, including finances, personal development, career, and mindset.

Key Takeaways

• Financial Situation Reflects Beliefs: Your financial state mirrors your self-beliefs and self-worth. Positive self-talk and self-love are crucial for breaking self-sabotaging patterns.
• Invest in Yourself: Investing in personal development yields the highest return. This could include books, therapy, coaching, or other programs.
• Past Doesn't Define Future: Your past experiences don't dictate your future potential. View setbacks as learning experiences and feedback.
• Multiple Income Streams: Explore business income and investment income alongside employment for greater financial freedom and tax efficiency. Saving alone won't lead to wealth; investing is crucial.
• Calculated Risk-Taking: Learn to take calculated risks in investing and entrepreneurship for higher potential rewards. Avoid the illusion of security offered by solely saving money.
• Become Valuable: Focus on developing high-value skills rather than solely chasing money. Mastering a skill makes you indispensable and generates income. Specialize, rather than being a generalist.
• Start Before Feeling Ready: Taking action, even when scared, builds confidence. Don't wait for perfection; start now to avoid future regrets.
• Invest in Appearance: Investing in your appearance boosts confidence, positively impacting various life areas.
• Avoid Comparisons: Don't compare your journey to others; everyone starts from different points. Social media doesn't show the whole picture.
• Vision Boards: Use vision boards to visualize goals and stay motivated. Believe in your deserved success.
• Choose Abundance: Practice gratitude to cultivate a mindset of abundance, regardless of financial status.
• Surround Yourself with the Right People: The people you spend time with influence your future. Choose supportive, growth-oriented individuals. Strong relationships are invaluable.
• Understand Growth Takes Time: Not everyone will understand your growth journey; this is acceptable, especially when pursuing ambitious goals.
• Side Hustle: Build a side hustle or additional income stream before needing it. It's easier to build when not desperate.
• Set Boundaries: Set boundaries with your money and time; it's okay to say no. Communicate your financial priorities.
• Budgeting for Freedom: Budgeting isn't restrictive; it enables intentional spending and prevents stress.
• Intentional Spending: Spend money guilt-free on things you've budgeted for.
• Wealth is Good: Wanting wealth isn't negative; it can be a force for good.
• Keep Your Word: Keeping commitments builds self-confidence and translates to larger life projects.
• Mindful Eating: Be present during meals for better digestion and enjoyment.
• Prioritize: Say no to good things to say yes to the best things. Focus your energy.
• Don't Split Bills Evenly: Relationships shouldn't be based on strict financial equality. Choose arrangements that suit your needs.

Rose Han used the example of an ice cube melting to illustrate the concept of compounding. She explained that while the ice cube seems unchanged for a long time, the temperature gradually increases until it reaches a critical point where it melts rapidly. This mirrors how small consistent actions, whether good or bad habits, may not show immediate results but compound over time to create significant changes.