Mutual Fund Investment STRATEGY for 2025! | Ankur Warikoo Hindi

About this Video

• Video Title: Mutual Fund Investment STRATEGY for 2025! | Ankur Warikoo Hindi
• Channel: warikoo
• Speakers: Ankur Warikoo
• Duration: 00:26:49

Introduction

This Hindi-language video by Ankur Warikoo discusses a mutual fund investment strategy for 2025. The video aims to help viewers navigate market fluctuations and create a well-thought-out investment plan based on their age, income, and risk tolerance.

Key Takeaways

• Understanding Risk Appetite: The video emphasizes assessing personal risk tolerance before choosing mutual funds. Different fund categories (large-cap, mid-cap, small-cap) carry varying levels of risk.
• Personal Finance is Personal: The speaker stresses that investment strategies are highly individual and depend on personal financial circumstances and goals. No one-size-fits-all approach exists.
• Mutual Fund Selection Criteria: Warikoo outlines five key factors to consider when selecting mutual funds: risk appetite, returns (compared to a baseline index), assets under management (AUM), expense ratio, and exit load.
• Age and Income Based Strategy: The video proposes a matrix combining age groups (20s, 30s, 40s+) and income brackets (less than ₹3 lakhs, ₹3-9 lakhs, more than ₹9 lakhs) to suggest suitable investment allocations across fixed-income assets and stock market mutual funds (large-cap, mid-cap, small-cap).
• The 50/30/20 Rule: The speaker introduces the 50/30/20 rule for budgeting, allocating 50% of income to needs, 30% to wants, and 20% to savings and investments. He advocates consistent investing via Systematic Investment Plans (SIPs).