About this Video

• Video Title: Nine Residences : 3-Bedroom with Squarish Layout in D27 | $1.15M | Home Tour | Bryan Anthony
• Channel: PropertyLimBrothers
• Speakers: Bryan Anthony
• Duration: 00:16:11

Introduction

This video provides a home tour of a 3-bedroom unit at Nine Residences in District 27, Singapore, priced at $1.15 million. The presenter highlights the unit's features, location advantages (proximity to amenities and schools), and performs a financial analysis comparing its cost to similar HDB properties.

Key Takeaways

• Convenient Location: Nine Residences is situated above Junction 9, offering easy access to amenities and multiple schools within a 1km radius.
• Well-Maintained Unit: The 926 sq ft, 3-bedroom unit is described as well-maintained with a squarish layout. The kitchen is fully equipped.
• Financial Analysis: A financial breakdown is provided, comparing mortgage payments for this unit versus similar HDB flats, considering down payments and monthly costs. The analysis favors Nine Residences in terms of lower monthly payments despite higher initial cost.
• Competitive Pricing: A price comparison with similar properties in the area is included, positioning Nine Residences as competitively priced.
• Amenities and Facilities: The video highlights numerous amenities and facilities within Nine Residences, including a 50-meter lap pool, gym, and various recreational areas. Proximity to nature parks is also mentioned.

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[Music]just behind me right there that is nine residents of mixed development sitting on top of junction nine all right pop pop pop all right 146 commercial unit[Music]ranging from your fmb establishment your supermarkets as well as your grocery stores three better unit at an attractive price point if you're a young family or a young couple looking to purchase your first property this is going to be interesting so property brothers is excited to show you this one let's go[Music]just before we kickstart the homestead just want to share with you guys on why is it it's so convenient to stay at nine residents we are just sitting on top of junction 9 which makes this project a mix development project we are just located along the intersection between yusun avenue 9 and yusun ring road along with north point city these two are mainly one of the most to go places in terms of your day-to-day amenities run because it's just so convenient you can just head out to level one and that's where you can find most of the amenities your interiors as well as your fmb establishment the reason why we are so convenient is because this is definitely one of the two goal places for the residents along this area because in order to pull up the location on where we are located we are situated in a very nicely desolated plot of land with lots of public as well as private housing and also with an abundance of schools so within a kilometer radius we have actually six primary schools we have human primary situations primary north view primary youtube primary as well as ahmad ibrahim primary school and what we think is that the beauty of this is that there will always be constant demands for properties in the area is because that for primary schools this is usually one of the key driving factors for parents that are especially looking to enroll their kids uh in the immediate vicinity and also in addition to that if you were to look at the ever-changing kgb landscape within the surrounding area there are also many new upcoming hdb bto classes if you were to look at some of the price one that some of these hdbs has already been transacting or has already been going for the five rooms are around the range of 500 to 800 000 and we were to look at one of the dbss cluster in the immediate vicinity which is actually adorable in some of the five rooms there is already asking between 800 and 80 000 to 980 thousands and through all these different price point associations there are definitely different kind of buyer profiles that will be entering uh into the hbs here in this area if you want to look again at the ever-changing property landscape in terms of the hdb segment uh as of last year it was already announced that the price point has already increased by 2.5 percentage points which is actually the highest it has ever been since 2010. and what we think is that some of the homeowners here will use some of this cash sales for seats or some of the capital appreciations from their hdb flats to actually upgrade into a property within the area especially if that kid is already being enrolled in one of the primary or secondary schools in this area so this pool of existing homeowners that is already staying here in this area can also be part of your potential buyer pool in the future and can this can also form part of your exit strategy uh moving forward if you were to come in as the new home ownerthis is a three beta standing at 926 square feet so coming into the foyer entrance itself to the right this is where your db box as well as some storage space is being located but alternatively you can also convert this into your shoe cabinetry system by installing some shelving floorings are all still well maintained conditioned in this homogeneous tile moving on from the foyer space uh the first thing that you'll be greeted by is actually the enclosable kitchen to the sliding door towards this portion you more or less got a three-quarter kind of window panel going on right here countertops wait i'll say it's pretty sufficient so this is actually where you can do your meal prep cabinetry actually they do have some display racks this is actually where your washer is at you've got some more storage spaces here towards the back this is actually where free flame opens the cooker is at inbuilt oven at the bottom then you've got some pull out drawers here let's say you're cooking up a storm there's actually some ventilation windows over here which is actually looking over the hdb carpark and they do have some nice landscaping going on on the rooftop itselfi would say that more or less the condition of the unit is still of a very well maintained condition uh not much needs to be done in terms of overall after the completion of the sale because in terms of the age of the building it's still relatively new so looking at nine residents this project actually top 201.5 and actually comprising a total unit makes 186 level one to level three that is where your commercial notes are at so that is where junction nine is being located at and for level four and above this is actually where your residential component is being located as well as your facility's deck[Music]the team of the entire house is more or less in a minimalistic kind of team so actually not much imbued items are in here in terms of the length of the wall it's actually about 3.6 meters by 3 meters so in a sense this enables you to kind of put in this very comfortable size four-seater l-shaped so far even towards this portion right here this is actually a movable kind of a tv sidebar the only couple of things that are inbuilt here is this wall mounted tv and also a couple of nice touches here in this living room itself includes actually the downlight the ceiling fan as well as the cold flying balls are still also in good condition same like the flooring moving on to the balcony this is actually a very decent sized balcony so couple things that you can actually do here uh if let's say you do want to have more of that alfresco kind of dining filling you can actually put in comfortably a four-seater dining set here in conjunction with your dining space inside as well but this is where more or less the owners have utilized it to be their laundry area because directional facing in terms of the balcony space is actually towards the south western kind of direction but i think in terms of that this makes a very good kind of a laundry area this is where the allocated dining space is at but i think in conjunction with let's say you don't want to have alfresco kind of dining set outside in the balcony as well that is also doable tablewise this is actually of a six seater dining table but if you want to have a simple four seater dining set that is also doable you just got to reorient the dining table to be in another format let's pull out the side plane and chat a little bit about the unit mix as well as statistics about the project so for the three betas the size actually varies between 904 to 1001 graphics actually a total of two blocks block 12 and block 14. so in terms of the three beta stacks there actually five different stacks available in this project stack 2 5 8 15 and 18 and looking holistically at all this kind of different stacks all of them are actually external facing except tech 2 which is inwards full facing but this belongs to the slightly smaller and more compact layout standing at 904 square feet in terms of the three bidders unit mix here and nine residents there are total of 51 units available here or about 27 percent size ranges from 904 to 1001 square feet and if we were to pull out a flood plan we are actually of a three bidder category then it's nine to six square feet so you do get a very comfortable living dining kitchen space three intact bedrooms two bars and one balcony spacethe first common barrier my car setup is of a super single kind of size window panel three quarters lets in quite a bit of a natural light as well overall roon space is actually of a very squarish kind of format a couple of imbued items here include the ceiling fan the wardrobe as well as the air conditioning wardrobe space and over in this corner is of a sliding fashion very opposite that is where your common bathroom is being located all the heaters in this house is actually powered by city gas so you've got a wc or standing shower area with your shower screen already in stock your vanity closet over in this corner bottom storage space you still do get some storage stays behind and a nice touch is you do get window panels here for some natural ventilation[Music]before we head on to the other parts of the house let's talk a little bit about some of the financials or the numbers involved for this unit assuming that you are family with household income of ten thousand dollars the first thing is that you'll definitely be able to qualify for the maximum 75 loan to value ratio and in terms of down payment based on the full asking price of our unit and 1.1 million the total down payment in terms of 25 part cash part cpf will be 275 000 there is also an additional four percent buyer stamp duty which is mandatory for all residential properties above one million dollars standing at four percent minus fifteen thousand four hundred which will equate to a sum of twenty eight thousand six hundred total down payment for this unit will be at three hundred and three thousand six hundred which can be used in mixture of cash and cpf if we were to break this figures down one step further looking at the monthly mortgage breakdown so looking at the monthly mortgage based on the full asking price again 1.1 million dollars with a 1.5 percent interest over a 30 years long term year this will equate to 2847 per month and what we think is that this is a really low burial entry when it comes to a private property especially in the tree beta categorization breaking down this monthly mortgage of 2847 one step further it can be further broken down into 1860 which is the principal amount and 1031 which is the interest so the principal amount is something that you will still receive at the end of the day while the interest is the amount that the bank earns so looking at this very conservative monthly mortgage amount of 2847 and in comparison with a mortgage for a hdb loan in one of the five room hdbs here ranging between 500 800 000 let's say you're looking to purchase a new hdb cluster firing flat at 700 000 with a hdb loan of a fake parameter at 85 percent loan to value 2.6 interest over a 25 years loan 20 years this will work up your monthly mortgage sum to 2699 and further breaking it down it's 1410 as the principal amount and 1289 as the interest amount so again looking at this comparison between both mortgages although you are paying slightly less in terms of your monthly outgoing or your monthly monthly payment you are technically paying more in terms of your interest to the bank if you are considering hb at about 700 000 using a hdb loan so using the same comparison again 700 000 quantum hdb with a bank load in state so 75 loans to value 1.5 percent interest over a 25 yes loan 10 year so the monthly mortgage breakdown in this case will be 2099 per month and breaking it down it's 1443 as the principal and 656 as the interest so in this example the difference in terms of interest to the bank is at 375 per month 12.57 per day if you were to look at this in comparison to the monthly mortgage in terms of the interest for nine residents so in essence you are actually paying 12. extra per day which is the difference to own a pure private residential property which has many various benefits such as not having to meet the five-year mlp period that hgb home owners will have to fulfill[Music]depending on this is actually the master bedroom portions of the house itself so similarly floorings are clear and this vinyl overlay and this would look like kind of thing to the left this is actually where the attached bathroom is being located you've got your standing shower area your wc or vanity counter similarly you still do get some storage space behind the window itself as well a ventilation window one thing that is pretty neat i want to point out is that you do get this little nook at the corner to place it in your toiletries so instead of having to use those kind of a basket kind of system i think overall this is more of a neat kind of setup as well master bedroom quite generally size not much all shapes still pretty regular in shape current setup is of a queen size bit wardrobe panel in this side slightly larger than those in the common bedroom similarly lighting in fashion as well one thing to point out in this master bedroom is that it's pretty unique you do get this l-shaped window panel over in this corner which then allows more light to enter into the master bedroom itself as well this is where the common bedroom is being located it's exactly of the same size as compared to the first common baby we just offer a mirror image you got this super single bit you got a little side table at the corner as well so you do get your inbuilt wardrobe your ceiling fan as well as your ac unit[Music]so that's it for the interior portions of the house itself let's take a look at some of the price points as well as the price comparisons of some of the surrounding projects in the area so we have three different categories of projects ranging from pure residential so these types of projects are without any commercial note makes developments such as 9 residents which has some form of commercial node at the lower levels lastly the integrated developments which similarly has some form of commercial nodes and is directly linked to a mrt and looking at some of the similar comparisons in terms of mixed environments and integrated developments within the vicinity we have north park residents this is an integrated development which directly links to north point more and more mrt cop201899 leasehold in nature the asking price range of a three beta is between 1.33 to 1.79 million so looking at a similar compressor we have with stereo so this is mixed development top2018 999 leasehold in nature as well the asking prices of a three beta there is between 1.1 million and 1.35 and you're able to expand our school wider and move northwards towards the new township of canberra looking at some of the projects built within a similar period we have one camera so this is an easy projection p2015 so just obtained its mlp status in 2020 99 leasehold in nature asking prices of a three bidder that is between 988 000 to 1.29 we have eight yet to p2014 similarly leasehold project asking price between one million to one point three six the nautical two p two zero five nine nine lease whole asking price between one million to one point 1.56 canberra residents top201399 leasehold asking price between 1.31 to 1.6 million coming back to our unit at nine residents we are closely located to usually mrt one step closer to the core central region of singapore asking price of this unit is at one point one or one one eight seven per square foot relatively safe barrier entry and if you're a young family or young couple looking to keep your overall quantum under the 1.2 million region so i think that this unit is something that will interest you considering that you get loads of amenities as well as conveniences located just directly at your doorstep so for amenities as mentioned earlier we have six primary schools within a kilometer radius and for nearby secondary schools we have yusun town secondary northland secondary ahmad ibrahim secondary northbrook secondary as well as eastern secondary so for facilities we have a 50 meter lap pool aquatic gym barbecue pavilions function room onsen and steam room we will be glad to know that we are closely located to issue nature park eastern neighborhood park mission park and kartik bongsu park connector[Music]so if you are on a hunt for a tree builder in the low one million quantum region in an area that already has an existing pool of upgraders with convenience excel amenities located at your doorstep then do contact our listing managers their numbers are down below and in the meantime we are on youtube facebook instagram as well as tech talk to help us and like and subscribe on all our social media platforms uh in the meantime my name is brian problem brothers always happy to show you the placeokay so just behind me right there okay look at people looking like what the frick okay okay let's go so if you are so if you are so if you are looking so if you are on a hunt for a tree better in the low one million quantum region uh[Music]like that