Part 2: How to Read a Redlining Map

About this Video

• Video Title: Part 2: How to Read a Redlining Map
• Channel: PCHTF
• Speakers: The transcript does not name the speaker(s).
• Duration: 00:17:32

Introduction

This video explains how to interpret redlining maps, using Des Moines, Iowa as a case study. It details the color-coded system (green, blue, yellow, red) used to assess neighborhood risk based on property conditions, values, and racial composition, and how this system led to discriminatory lending practices. The video also examines the lasting impact of redlining on Des Moines today.

Key Takeaways

• Color-Coded System: Redlining maps used a color-coded system (green, blue, yellow, red) to categorize neighborhoods based on perceived risk. Green areas were considered the best, while red areas were deemed hazardous and ineligible for federally backed loans.
• Racial Discrimination: The "hazardous" designation disproportionately affected minority communities and was explicitly used to maintain racial segregation. Supporting documents included in the maps detailed the reasons for these ratings, often using explicitly racist language.
• Long-Term Effects: Redlining's legacy continues to affect Des Moines, as evidenced by persistent racial disparities in homeownership rates, loan denials, property values, and neighborhood conditions. Minority populations remain concentrated in formerly redlined areas.
• Des Moines Example: The video uses the Des Moines redlining map (1936-1938) to illustrate how the system worked, including racially restrictive covenants and deeds in historically "green" areas like Chautauqua Park.
• Data-Driven Analysis: The video cites the "One Economy: State of Black Polk County Report" to present statistical evidence of ongoing racial inequalities in housing, loan access, and homeownership in Des Moines.