Permanently Remove Debts in 7 Days or Less

About this Video

• Video Title: Permanently Remove Debts in 7 Days or Less
• Channel: Monica Main
• Speakers: Monica Main
• Duration: 00:14:57

Introduction

This video explains how to use a legal loophole to remove negative accounts, particularly those related to medical expenses, from personal credit reports. The speaker claims this method can permanently remove debts, leveraging a law that has been strengthened since March 2025.

Key Takeaways

• A law allows the removal of medical bills from credit reports. This includes hospital, ambulance, and even dentist bills.
• This loophole can be extended to closed accounts, even if not directly medical-related, if payments were made using credit cards for medical expenses.
• To remove items, send letters to Experian, Equifax, and TransUnion citing the relevant law. Free letter templates are available in the video description.
• If the credit bureaus refuse removal, repeated disputes (every 35 days) can be filed, followed by complaints with state attorney generals and the federal government if necessary.
• The process may take time and not guarantee 100% success, but proactive steps increase chances of removing negative entries.