The provided transcript does not contain a direct comparison between the RBC combo and a specific American Express card in a tabular format. The video focuses on comparing the RBC combo to the American Express Cobalt card. To create such a table, I would need a transcript that includes that specific comparison.
I lack the ability to access external websites or specific files online, including the YouTube link you provided. Therefore, I cannot provide a summary or analysis of the video's transcript. To get the information you need, please provide the video's title, channel name, duration, and the transcript itself.
This video compares the RBC ION+ Visa and RBC Avion Visa Infinite card combo against the Cobalt card, a popular rewards card in Canada. The speaker analyzes the rewards programs, point values, and overall value proposition of each option to determine which offers the best return on investment.
The video primarily compares the RBC ION+ Visa and Avion Visa Infinite combo to the American Express Cobalt card. A direct, table-formatted comparison isn't explicitly presented in the transcript. However, here's a comparison based on the information provided, organized into a table format. Note that some values are ranges or estimates as the video doesn't give exact figures for all aspects:
| Feature | RBC ION+ & Avion Visa Infinite Combo | American Express Cobalt Card | Notes |
|---|---|---|---|
| Annual Fee | $168 | ~$130 (estimated from monthly cost mentioned) | The exact Cobalt fee may vary. |
| Grocery Rewards | ~6% (Avion Elite points after transfer) | 5x points (10% value, assuming 2 cents/point) | RBC percentage is an approximation. Cobalt requires gift card hack for max return. |
| Restaurant Rewards | ~6% (Avion Elite points after transfer) | 5x points (10% value, assuming 2 cents/point) | RBC percentage is an approximation. Cobalt requires gift card hack for max return. |
| Other Rewards | 3x points on transit, streaming, etc. (~6% after transfer) | Varies; less generous than groceries/restaurants | RBC percentage is an approximation. |
| Spending Limit | None mentioned | $25,000 monthly limit on bonus categories | Cobalt's limit impacts maximum rewards. |
| Card Network | Visa | American Express | Visa offers wider acceptance than Amex at some merchants. |
| Petro Points | 3¢/liter cashback at Petro-Canada (~1.5% return) | None | An additional benefit of the RBC combo. |
| Point Flexibility | Lower than Amex points | Higher flexibility | Amex points often perceived as more versatile. |
Important Considerations: The RBC combo's rewards percentage is an approximation derived from the video's discussion of point values and multipliers. Reaching the maximum potential reward rate with the RBC combo has restrictions (e.g., limited redemption options for Avion Elite points). The Cobalt card's 10% return is contingent on using the gift card hack and staying within the spending limit. The speaker's personal preference and shopping habits also influence their final assessment.