Video Title: The 12-Week Blueprint I Used To Grow My Net Worth Past $10M+
Channel: Legacy Investing Show
Speakers: (Speaker name not explicitly stated in transcript)
Duration: 00:09:41
Introduction
This video presents a 12-week blueprint for building wealth. The speaker outlines a step-by-step process used with private clients managing seven-figure portfolios, emphasizing strategy over tactics and automation for consistent growth.
Key Takeaways
Week 1: Financial Diagnostics: Gather all financial statements (assets and liabilities), calculate monthly surplus (financial runway), and record starting net worth.
Week 2: Strategic Expense Optimization: Refinance mortgage if beneficial, review insurance for savings, explore tax optimization strategies (cost segregation, bonus depreciation), and conduct a subscription audit.
Week 3: Automated Investment Systems: Automate investments using a specific allocation model (e.g., 40% Bitcoin, 20% US stock market index funds, 30% tech/AI ETFs, 10% global/emerging markets).
Week 4: High-Level Debt Management: Eliminate high-interest debt, convert personal debt to business debt if possible, and negotiate better terms with lenders.
Week 5: Intelligent Liquidity Management: Establish a three-tiered liquidity system (checking, high-yield savings, short-term treasuries) with automated sweeps to maintain 6-12 months of living expenses in liquid reserves.
Week 6: Advanced Portfolio Structuring: Utilize a diversified portfolio (e.g., Bitcoin, index funds, tech/AI ETFs, global/emerging markets) and conduct quarterly stress tests.
Week 7: Aggressive Income Expansion: Focus on creating new, scalable income streams and leveraging networks for opportunities.
Week 8: Clearly Defined Financial Objectives: Set specific 12-month, 5-year, and 10-year financial goals, breaking them down into quarterly objectives and key results (OKRs).
Week 9: Mastery of Credit & Leverage: Optimize personal credit, obtain business credit cards, utilize rewards programs strategically.
Week 10: Precision Net Worth Tracking: Update net worth tracker, marking assets to market and liabilities to post-payment values; aim for 1% month-over-month growth.
Week 11: Mid-Course Optimization: Review performance against benchmarks, redeploy capital from underperforming assets, and identify key lessons learned.
Week 12: High-Impact Stretch Goals: Set audacious goals and reverse-engineer them into actionable steps, scheduling regular strategy reviews.
