This is How I INVEST – And it Actually Works

About this video

• Video Title: This is How I INVEST – And it Actually Works
• Channel: Minority Mindset Clips
• Speakers: (None explicitly named, inferred speaker is the narrator)
• Duration: 00:05:38

Overview

This video details the speaker's personal investment strategy, outlining five primary places they allocate their money: their own business, real estate, stocks, speculative assets (including cryptocurrency), and physical gold. The speaker also discusses their rationale for each investment type and provides a general breakdown of their portfolio allocation.

Key takeaways

• Diversified Investment Portfolio: The speaker invests in five distinct categories: their own business, real estate, stocks, speculative assets (like crypto and startups), and physical gold.
• Real Estate Focus: Real estate constitutes the largest portion of the speaker's investments, around 50%, primarily for generating cash flow through rental properties.
• Stock Allocation: Stocks make up about 30% of the portfolio, split evenly between individual companies and funds (ETFs, index funds, mutual funds).
• Speculative Assets: Approximately 18% of the portfolio is allocated to speculative assets, which have shifted from a larger portion of cryptocurrency to a greater focus on startups.
• Gold as a Store of Value: Physical gold, making up about 2%, is viewed not as an investment for growth, but as a hedge against economic instability and a way to preserve hard money's buying power.
• Cash Management: The speaker maintains separate cash reserves for personal emergencies, business emergencies, and funds earmarked for future investments in real estate, stocks, and speculative assets.